Discount Dental Plans: Is AmeriPlan A Legitimate Alternative To Healthcare And Dental Coverage?

Before my career change to online marketing, I was laid off from my job at an internet start-up company and found myself without health insurance or dental coverage. The irony of this is that I had neglected a tooth that had been bothering me for quite some time when I actually had dental coverage. So while I had insurance, I just didn’t use it because … well, I absolutely hate going to the dentist! I also didn’t go to my regular cleanings and checkups.

Luckily, once I was without dental insurance for the first time in years, the intensity and frequency of my toothaches increased. I often found myself awake at night sometimes to the point of crying. I was even fighting with my wife from planned date nights and socializing usually turned into an agitated state and moody from pain. Not to mention the frustration I felt at not having health care or dental coverage to do something to help my situation.

Unable to take it anymore, I made an appointment with my dentist and arranged to use a high-interest credit card to pay for any dental exams, treatments, and care needed to stop the pain. A routine exam confirmed that he needed about $ 3,000 in dental work.

As I was leaving the dentist’s office, I noticed a packet of AmeriPlan brochures that were placed in the office magazine rack. The receptionist did not know much about AmeriPlan when I asked her about the brochures. He knew it was a dental, health care, and prescription drug discount plan that was accepted in the office. She advised me to research the web for the details of the program, as she was not allowed to actually advocate or promote the discount program.

Some say AmeriPlan Dental Savings is a scam, is it?

A Google search showed me several online forums where those who posted statements claimed that AmeriPlan is a scam. At first, this alarmed me, but I had read the brochure carefully and understood that the company was not promoting itself as a health care provider or as a substitute for health insurance. I fully understood that not only was I paying a small copayment with each visit to the dentist, as I was with health coverage; however, I would still benefit from the savings at the dentist for each individual procedure and treatment.

It appeared that those who applied the scam label to AmeriPlan did not accept that the program is a supplement or an alternative to dental and health care coverage in the form of a discount program. Others who posted about the AmeriPlan scam seemed offended by the fact that there are brokers selling the program online and in their neighborhood. On the other hand, I was intrigued by the business model and wondered if I should ask my broker about joining the business, as I was out of work and we were in trouble. Obviously, that finally happened, as I am here today marketing AmeriPlan.

There were also some comments that suggested that the dentists who accepted AmeriPlan were the last to eat in the world of dentistry and they weren’t very good at it. Pay no attention to this nonsense as my dentist accepts the AmeriPlan dental savings card and has been voted the best dentist in Pittsburgh, PA countless times in various local newspaper and magazine surveys. My advice is to simply scan the list of dentists in your area who accept the program before signing up. That way, you know for a fact that there are participating providers within a reasonable distance of your home, and you can research their reputations online before seeing someone you’re unfamiliar with.

AmeriPlan Dental Plus is not comprehensive health care coverage, but it is a beneficial alternative to dental and health care coverage that may be your best chance to save on dentist, eye doctor, and chiropractor in addition to pharmacy savings. I ended up saving almost $ 1000 off the original price quote for nothing more than a $ 20 a month AmeriPlan package that covers not just me, but my wife as well.

I was able to spread those $ 1000 savings elsewhere on things undoubtedly better than a root canal and did not have to take on more debt and maximize my credit card. I felt comfortable checking in because there were no hidden fees and I could cancel at any time. He wasn’t signing any kind of contract term. The pharmacy savings I made with my AmeriPlan pharmacy discount card for my antibiotics and pain relievers and my wife’s acid reflux medications impressed me even more. We later expanded our plan to the AmeriPlan Healthcare package, which offers medical discounts in addition to the dental and pharmacy savings from Dental Plus.

Visit http://www.altcareonline.com and click on FIND PROVIDERS on the left navigation bar under My Benefits Plus to locate doctors, dentists and pharmacies in your area that currently accept Ameriplan.